J&K Bank Apprentice Recruitment 2026 Apply Now

Published: 9:06 pm | 20 April 2026

Jammu & Kashmir Bank Limited (J&K Bank), one of India’s most reputed regional banking institutions headquartered at M.A. Road, Srinagar, has officially released its Apprentice Recruitment Notification 2026 under the National Apprenticeship Training Scheme (NATS).

This is a brilliant opportunity for fresh graduates across J&K, Ladakh, and selected cities in the rest of India to gain hands-on banking experience under the Apprentices Act, 1961. A total of 614 vacancies have been announced for a one-year apprenticeship engagement in the Bank’s Branches and Offices across various districts. Online applications open on 20 April 2026 and close on 26 April 2026. Read this article carefully to understand everything about eligibility, vacancies, stipend, selection process, and how to apply.

Jammu & Kashmir Bank Limited (J&K Bank)

J&K Bank Apprentice Recruitment 2026 — Apply Online for 614 Posts under NATS

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Important Dates

⇒ Notification Release Date: 17 April 2026
⇒ Online Registration Start Date: 20 April 2026
⇒ Last Date to Apply & Pay Fee: 26 April 2026
⇒ Fee Payment Window: 20 April 2026 to 26 April 2026
⇒ Online Examination Date: To be communicated separately
⇒ Call Letter Download: To be notified on official website
⇒ Note: Candidates are advised to regularly check the official website www.jkb.bank.in for all updates and schedule changes. No separate intimation will be sent.

Application Fee

⇒ Unreserved (General) Category: ₹700 (inclusive of GST)
⇒ Reserved Category (SC/ST/OBC/EWS/PwBD): ₹500 (inclusive of GST)
⇒ Fee is Non-Refundable
⇒ Payment Mode: Debit Card (RuPay/Visa/MasterCard/Maestro), Credit Card, Internet Banking, IMPS, Cash Cards, Mobile Wallets
⇒ Note: Bank transaction charges for online payment will have to be borne by the candidate.

Age Limit (As on 01 January 2026)

⇒ Minimum Age: 20 Years
⇒ Maximum Age: 28 Years
⇒ Age Relaxation — SC / ST / OBC / PwBD: As per Government of India guidelines
⇒ Note: No age relaxation is provided for categories where no vacancies are reserved. Age relaxation certificates must be submitted in original when required at any stage.

Total Posts & Selection Process

⇒ Total Vacancies: 614 Posts (1-Year Apprenticeship)
⇒ Scheme: NATS (National Apprenticeship Training Scheme)
⇒ Under Act: Apprentices Act, 1961 (as amended)
⇒ Selection Process:

Online Written Examination (Objective Type)
Merit List — District / Region / Category wise
Document Verification
Medical Fitness Check
Contract of Apprenticeship via NATS Portal

Total Vacancies — Region-wise Breakdown

A grand total of 614 vacancies have been announced across UT of J&K (461), UT of Ladakh (18), and Rest of India / ROI Clusters (135). The tables below give a complete district/region-wise overview:

UT of J&K — District-wise Vacancy Distribution

S.No.	District	Total Vacancies	SC	ST (i)	ST (ii)	OBC	ALC/IB	Backward Area	EWS	UR	PwD (Horizontal)
1	Srinagar	75	6	8	8	6	3	7	7	30	3
2	Ganderbal	12	1	1	1	1	1	1	1	5	0
3	Baramulla	35	3	4	4	2	2	3	3	14	1
4	Bandipora	10	1	1	1	1	0	1	1	4	0
5	Anantnag	30	2	3	3	2	2	3	3	12	1
6	Kulgam	14	1	2	1	1	1	1	1	6	0
7	Pulwama	20	1	2	2	2	1	2	2	8	0
8	Shopian	15	1	2	2	1	1	1	1	6	0
9	Budgam	30	2	3	3	2	2	3	3	12	1
10	Kupwara	18	1	2	2	2	1	2	1	7	0
11	Poonch	14	1	2	1	1	1	1	1	6	0
12	Rajouri	19	1	2	2	2	1	2	2	7	0
13	Jammu	75	6	8	8	6	3	7	7	30	3
14	Samba	13	1	1	1	1	1	1	1	6	0
15	Udhampur	16	1	2	2	1	1	1	1	7	0
16	Reasi	11	1	1	1	1	0	1	1	5	0
17	Kathua	20	1	2	2	2	1	2	2	8	0
18	Doda	15	1	2	2	1	1	1	1	6	0
19	Ramban	9	1	1	1	1	0	1	1	3	0
20	Kishtwar	10	1	1	1	1	0	1	1	4	0
J&K Total		461

UT of Ladakh — District-wise Vacancy Distribution

S.No.	District	Total Vacancies	SC	ST	SEBC (ALC Areas)	EWS	UR
1	Kargil	8	0	8	0	0	0
2	Leh	10	0	9	0	1	0
Ladakh Total		18

Rest of India (ROI) — Cluster-wise Vacancy Distribution

S.No.	Cluster	Total Vacancies	SC	ST	OBC	EWS	UR
1	Delhi	42	6	3	11	4	18
2	Mumbai / Greater Mumbai	26	2	2	7	2	13
3	Lucknow	20	4	0	5	2	9
4	Bangalore	19	3	1	5	1	9
5	Mohali	28	8	0	5	2	13
ROI Total		135

Note: 1 vacancy each for Delhi, Mumbai/Greater Mumbai and Mohali Clusters has been reserved for Persons with Benchmark Disability (Horizontal Reservation). Total number of vacancies are tentative and may increase or decrease as per the actual requirement of the Bank.

Stipend Details

Component	Amount per Month	Remarks
Bank’s Share of Stipend	₹9,000	Paid directly by J&K Bank
Government’s Share (DBT)	₹4,500	Disbursed by Govt. agency via DBT to eligible candidates
Total Monthly Stipend	₹13,500	Bank will NOT disburse more than ₹9,000 per month under any case
Conveyance Allowance	Up to ₹1,250	Maximum per month

Note: DBT amount of ₹4,500 from Govt. Agency will only be paid to apprentices whose age is less than 35 years as on date of online contract issuance through the Apprenticeship Portal. Apprentices shall NOT be eligible for any other allowances or benefits beyond those mentioned above.

Eligibility Criteria – J&K Bank Apprentice Recruitment 2026

⇒ Nationality: Indian Citizens Only

⇒ Educational Qualification:

Graduation from a recognized University / Institute
Candidates must have passed their Graduation on or after 01 January 2022
Only Graduates are eligible to apply under NATS
Candidates must be proficient in the local/official language of the respective region/area and must have studied the local/official language as a subject in Class 10th or 12th

⇒ Age (as on 01 January 2026):

Minimum: 20 Years | Maximum: 28 Years
Relaxation in upper age limit for SC/ST/OBC/PwBD as per Government guidelines

⇒ NATS Portal Registration:

Candidates must register on the NATS Apprenticeship Portal: https://nats.education.gov.in before applying
Candidate’s Mobile, Aadhaar, and Bank Account must be inter-linked and DBT must be enabled in their Bank Account
Profile on NATS Portal must be 100% complete

⇒ Candidates NOT Eligible:

Those who have already undergone Apprenticeship in J&K Bank or any other organization earlier
Those currently pursuing Apprenticeship Training under the Apprentices Act, 1961
Those terminated from Apprenticeship training due to their own fault/misconduct
Candidates who have job experience of one year or more after attainment of educational qualification

⇒ District / Area Restriction:

Candidate must apply for only one District / Area. If a candidate registers for more than one district, only the latest application will be considered
Selected candidates will be trained only in the district/area for which they applied

Selection Process — Online Exam Pattern

Online Written Examination Pattern

S.No.	Test	No. of Questions	Maximum Marks	Duration
1	General Awareness & English Comprehension	50	50	30 Minutes
2	Quantitative Aptitude & Reasoning Ability	50	50	30 Minutes
	Total	100	100	60 Minutes (1 Hour)

Important Exam Details:

Type: Objective Type (Online)
Language: English only
Negative Marking: ¼ mark (0.25 marks) deducted per wrong answer
No penalty for unattempted questions
Merit list will be drawn district/region and category wise
Candidates with equal marks will be ranked by age in descending order
Cut-offs applied at two stages: (i) on individual test scores and (ii) on total score

Examination Centres

Srinagar, J&K	Jammu, J&K	Baramulla, J&K	Samba, J&K
Leh, Ladakh	Kargil, Ladakh	Delhi / Delhi NCR	Lucknow, U.P.
Mumbai / Navi Mumbai / Thane / MMR	Pune, Maharashtra	Bangalore, Karnataka	Mohali
Chandigarh

Important: No request for change of centre/venue/date/session will be entertained. Choice of centre once exercised is final.

Additional Benefits for J&K & Ladakh Domicile Candidates

Benefit	Details
Age Relaxation in Banking Associate Cadre	1 year relaxation across all categories for apprentices who successfully complete the program and are issued completion certificate
Bonus Marks in Future Recruitment	2.5% of maximum marks (i.e., 2.5 marks out of 100) added to online written test score in Banking Associate recruitment (subject to total not exceeding maximum marks)

Note: The above relaxation and weightage is applicable exclusively for domicile candidates of UTs of J&K & Ladakh, subject to fulfilling all other eligibility criteria as per the recruitment notification of J&K Bank Ltd.

Documents to Upload at the Time of Application

Document	Format	File Size	Dimensions
Photograph (Passport style, colour)	JPG / JPEG	20 KB – 50 KB	200 × 230 pixels
Signature (Black ink on white paper)	JPG / JPEG	10 KB – 20 KB	140 × 60 pixels
Left Thumb Impression (Black or Blue ink)	JPG / JPEG	20 KB – 50 KB	240 × 240 pixels (200 DPI)
Handwritten Declaration (Black ink, English)	JPG / JPEG	50 KB – 100 KB	800 × 400 pixels (200 DPI)

Handwritten Declaration Text:
“I, ________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required/asked by the Jammu & Kashmir Bank or its authorized agency.”

Note: Declaration must be handwritten by the candidate personally, in English only, using black ink. Signature in CAPITAL LETTERS will NOT be accepted.

Documents Required at the Time of Engagement

Valid system-generated printout of online application
Proof of Date of Birth (SSLC / Class X Certificate with DOB)
Photocopy of photo identity proof (bearing the same name as on the online application)
Photocopy of Aadhaar Card and PAN Card
Marksheets and Certificates of Graduation or equivalent qualification; document proving result declared on or before cut-off date must be submitted
Two recent passport-size photographs
Printout of Online Result
Permanent Resident / Domicile Certificate
Other qualification certificates (if any)
Income and Asset Certificate (EWS candidates — in prescribed GoI format, issued by competent authority)
Category Certificate (if applicable)
Caste Certificate in prescribed GoI format — for SC/ST/OBC candidates; OBC certificate must specifically contain Non-Creamy Layer clause valid as on date of notification
PCP / Disability Certificate issued by District Medical Board (PwBD candidates)
Scribe Certificate (if used)

Note: Non-production of any relevant document at the time of engagement or at any later stage will make the candidate ineligible for further participation in the engagement process. Ration Card and Learner’s Driving Licence are NOT valid ID proofs.

How to Apply – Step-by-Step Guide

Step 1: Register on NATS Apprenticeship Portal
Visit https://nats.education.gov.in and complete your registration. Ensure your profile is 100% complete. Note down the Enrolment Number generated. Make sure your Mobile, Aadhaar, and Bank Account are inter-linked and DBT is enabled in your Bank Account.
Step 2: Prepare and Scan DocumentsScan your recent passport-size photograph (4.5cm × 3.5cm), signature (black ink on white paper), left thumb impression (black/blue ink on white paper), and handwritten declaration in English (black ink). Ensure all files meet the prescribed format, size, and dimension specifications.

Step 3: Visit Official J&K Bank Website
Go to https://www.jkb.bank.in and click on the “Careers” tab. Find the link for “Engagement of Apprentices” and click to open the application portal.

Step 4: New Registration
Click on “Click here for New Registration”. Enter your Name, Contact Details, and Email ID. A Provisional Registration Number and Password will be generated — note these down carefully. You will also receive them via Email and SMS.

Step 5: Fill the Application Form
Log in using your Provisional Registration Number and Password. Fill in your personal details, educational qualifications, district/area preference, and other required information. Use “SAVE AND NEXT” to save your progress.

Step 6: Upload Documents
Upload your photograph, signature, left thumb impression, and handwritten declaration as per the prescribed specifications. Verify that all uploads are clear and correctly placed.

Step 7: Preview & Verify
Click on the “Preview” tab to review the entire application form. Verify all details carefully — no changes will be possible after final submission.

Step 8: Complete Registration
Click on “COMPLETE REGISTRATION” only after confirming all details are correct.

Step 9: Pay Application Fee
Click on the “Payment” tab and pay the applicable fee — ₹700 (Unreserved) or ₹500 (Reserved categories) — through online mode. Wait for the confirmation from the server. Do NOT press Back or Refresh to avoid double charges.

Step 10: Save E-Receipt & Application Printout
After successful payment, an e-Receipt will be generated. Download and print the e-Receipt and application form containing fee details for use during Document Verification if shortlisted.

Important Links

Apply Online	Register \| Login
NATS Apprenticeship Portal	Click Here
Download Official Notification	Click Here
J&K Bank Official Website	Click Here
Helpdesk / Query	IBPS CGRS \| apprenticeship@jkbmail.com

J&K Bank Apprentice Recruitment 2026 FAQs

Q1. What is the last date to apply for J&K Bank Apprentice Recruitment 2026?
⇒ The last date for online registration and fee payment is 26 April 2026.
Q2. What is the total number of vacancies?⇒ There are 614 vacancies in total — 461 in UT of J&K, 18 in UT of Ladakh, and 135 across ROI clusters (Delhi, Mumbai, Lucknow, Bangalore, Mohali).

Q3. What is the monthly stipend for selected apprentices?
⇒ The total monthly stipend is ₹13,500 — ₹9,000 paid by the Bank and ₹4,500 disbursed by the Government via DBT (for eligible candidates below 35 years). Additionally, conveyance of up to ₹1,250 per month is provided.

Q4. Is there negative marking in the online examination?
⇒ Yes. ¼ mark (0.25 marks) is deducted for every wrong answer. No penalty is applied for unattempted questions.

Q5. Can I apply for more than one district or area?
⇒ No. Each candidate can apply for only one District/Area. If a candidate registers for more than one, only the latest application will be considered.

Q6. Will J&K Bank offer permanent employment after the apprenticeship?
⇒ No. The Bank has no obligation to offer regular, contractual, or part-time employment during or after the completion of the apprenticeship period. The apprentice has no right to claim employment on the basis of this training.

Q7. What is the duration of the apprenticeship training?
⇒ The training duration is 12 months (one year). During this period, 12 days of casual leave are available. Training hours are from 10 AM to 5 PM on working days as applicable to the Bank’s workmen cadre.

Q8. Are graduates from distance learning / correspondence courses eligible?
⇒ The notification does not specifically exclude distance/correspondence graduates, but candidates must have passed their Graduation on or after 01 January 2022 from a recognized university and must fulfil all other eligibility criteria.

Q9. What is the application fee for reserved category candidates?
⇒ Reserved category candidates (SC/ST/OBC/EWS/PwBD) must pay a fee of ₹500 (inclusive of GST). Unreserved candidates pay ₹700 (inclusive of GST).

Q10. What additional benefits do J&K and Ladakh domicile apprentices get in future Bank recruitment?
⇒ Domicile candidates of UTs of J&K & Ladakh who successfully complete the apprenticeship get: (i) 1-year age relaxation in the Banking Associate cadre recruitment, and (ii) 2.5 bonus marks out of 100 added to their online written test score, subject to conditions.

J&K Bank Apprentice Recruitment 2026 — Conclusion

The J&K Bank Apprentice Recruitment 2026 is a golden opportunity for fresh graduates seeking real-world banking exposure with one of India’s most trusted regional banks under a Government-backed scheme. With 614 vacancies across J&K, Ladakh, and major cities in the rest of India, a monthly stipend of ₹13,500, and special future recruitment benefits for J&K & Ladakh domicile candidates, this apprenticeship offers excellent career-building prospects. Eligible candidates should not miss this opportunity and must complete their NATS registration and apply online at www.jkb.bank.in before 26 April 2026.

J&K Bank Apprentice Recruitment 2026 — Apply Now