LIC HFL Junior Assistant Recruitment 2026 — Apply Online for 180 Posts

Published: 1:26 am | 17 April 2026

LIC Housing Finance Limited (LIC HFL), one of India’s most trusted housing finance institutions and a subsidiary of Life Insurance Corporation of India, has officially released its Junior Assistant Recruitment Notification 2026.

This is a fantastic opportunity for graduates across India to secure a stable, well-paying government-sector job in the financial services industry. A total of 180 vacancies are available across multiple states and cities. Online applications open on 16 April 2026 and close on 30 April 2026. Read this article carefully to understand everything about eligibility, vacancies, salary, and how to apply.

LIC Housing Finance Limited (LIC HFL)

LIC HFL Junior Assistant Recruitment 2026 — Apply Online for 180 Posts

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Important Dates

⇒ Application Start Date: 16 April 2026

⇒ Last Date to Apply: 30 April 2026

⇒ Fee Payment Date: 16 to 30 April 2026

⇒ Call Letter Download for Online Exam: 7–10 days before exam date

⇒ Online Examination (Tentative): 1st Week of June 2026

⇒ Note: Candidates are advised to regularly check the official website www.lichousing.com for updates and any changes to the schedule.

Application Fee

⇒ All Candidates: ₹800 + GST

⇒ GST @ 18%: Applicable on top of fee

⇒ Total Fee: ₹944

⇒ Fee is Non-Refundable

⇒ Payment Mode: Debit Card, Credit Card, Internet Banking, IMPS, Mobile Wallet

Age Limit (As on 01 April 2026)

⇒ Minimum Age: 21 years

⇒ Maximum Age: 30 years

Candidates must have been born not earlier than 02 April 1996 and not later than 01 April 2005 (both dates inclusive).

⇒ Note: The Notification PDF does not specify separate age relaxation categories (SC/ST/OBC/PwD).

Total Posts & Selection Process

⇒ Total Vacancies: 180 Posts

⇒ Selection Process:

  1. Online Written Examination
  2. Interview
  3. Final Selection
  4. Medical Examination & Background Verification

Total Vacancies — State-wise Breakdown

A grand total of 180 vacancies have been announced for the post of Junior Assistant across 22 states/UTs. The table below gives a complete state-wise overview:

State / UTNumber of Vacancies
Karnataka29
Telangana24
Maharashtra25
Tamil Nadu21
Madhya Pradesh18
Uttar Pradesh13
Andhra Pradesh8
Bihar7
Odisha7
West Bengal9
Assam3
Chhattisgarh3
Delhi3
Kerala3
Gujarat2
Jammu & Kashmir1
Punjab1
Rajasthan1
Sikkim1
Uttarakhand1
Total180

Note: The total number of vacancies may increase or decrease depending on actual requirements at the time of final selection.


City Wise Vacancy Details (Selected Cities)

Recruitment is city-specific. Candidates must apply for a specific Vacancy City. Some notable city-wise counts are:

CityStateVacancies
BangaloreKarnataka23
Hyderabad / SecunderabadTelangana19
BhopalMadhya Pradesh9
Mumbai / Navi Mumbai / ThaneMaharashtra8
Kolkata / HowrahWest Bengal8
ChennaiTamil Nadu6
MeerutUttar Pradesh6
CoimbatoreTamil Nadu5
IndoreMadhya Pradesh5
VaranasiUttar Pradesh4
PatnaBihar5
LucknowUttar Pradesh2

Important: The Interview State will be the same as the Vacancy State. However, the Examination State (where you appear for the written exam) can be different from the Vacancy State.


Eligibility Criteria – LIC HFL Junior Assistant Recruitment 2026

⇒ Nationality: Indian Citizens Only

⇒ Educational Qualification:

  • A Graduate degree (minimum aggregate of 55% marks) in any discipline from a university recognized by the Government of India
  • Courses completed through correspondence, distance learning, or part-time modes are NOT eligible
  • The final result must have been declared on or before 01 April 2026

⇒ Important on CGPA:

  • If your university awards CGPA/OGPA, convert it into percentage as per university norms
  • A conversion certificate will be required at the interview stage

⇒ Rounding Off Rule:

  • 54.99% will be treated as less than 55% and will NOT be considered eligible

⇒ Computer Skills:

  • Working knowledge of computer systems is mandatory
  • Prior work experience is preferred but not mandatory

Salary & Pay Scale

CTC Structure (Monthly & Annual)

City CategoryBasic PayHRAOther BenefitsMeal CouponTotal Monthly CTCTotal Annual CTC
Category I₹20,000₹4,400₹8,400₹5,040₹41,509₹4,98,108
Category II₹20,000₹3,600₹7,600₹5,040₹39,909₹4,78,908
Category III₹20,000₹3,000₹7,000₹5,040₹38,709₹4,64,508

Note: CTC includes PF (company contribution), Mediclaim (company contribution), and Group Insurance (company contribution).

Net Take-Home Pay (After Deductions)

City CategoryGross Monthly PayTotal DeductionsNet Monthly PayMeal Coupon
Category I₹32,800₹3,273₹29,527₹5,040
Category II₹31,200₹3,273₹27,927₹5,040
Category III₹30,000₹3,273₹26,727₹5,040

Note: Deductions include PF (employee share ₹2,400), Mediclaim (₹373), Group Insurance (₹300), and Professional Tax (₹200 if applicable).

Additional Benefits & Perks

  • Meal Coupon: ₹210 per working day (calculated for 24 working days per month; may vary monthly)
  • Gratuity: As per applicable rules
  • Staff Housing Loan Scheme: Available
  • Performance Linked Incentive (PLI): As per company rules
  • Annual Increment: Up to 10% of Basic Pay per year based on performance

Note: Lease facility and staff quarter facility are not applicable for the Junior Assistant cadre.

Probation Period

6 months from the date of joining (extendable as per company rules).


Documents to Upload (Specifications)

DocumentFormatSizeDimensions
PhotographJPG/JPEG20–50 KB200 × 230 pixels
SignatureJPG/JPEG10–20 KB140 × 60 pixels
Left Thumb ImpressionJPG/JPEG20–50 KB240 × 240 pixels
Handwritten DeclarationJPG/JPEG50–100 KB800 × 400 pixels

Handwritten Declaration Text:
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

Note: This must be written by the candidate personally, in English only, using black ink.


Documents Required at Interview Stage

  1. System-generated online application printout (signed)
  2. Original and attested photocopies of all educational certificates and mark sheets
  3. Photo identity proof (PAN Card, Aadhaar, Passport, Driving Licence, Voter ID, etc.)
  4. Proof of date of birth
  5. CGPA to percentage conversion certificate (if applicable)
  6. “No Objection Certificate” from current employer (if employed)
  7. Proof of result declaration date (on or before 01 April 2026)

Note: Ration Card and Learner’s Driving Licence are NOT valid ID proofs.


Job Profile / Key Responsibilities

  1. Loan processing and related documentation
  2. File movement and document scanning
  3. Data entry and record-keeping
  4. Customer EMI follow-up (regular and default accounts)
  5. Recovery department activities
  6. Customer service and query resolution
  7. Cash counter management
  8. Return of Documents (ROD) management
  9. Basic marketing and business development activities

How to Apply – Step-by-Step Guide

Step 1: Prepare Your Documents
Scan your recent passport-size photograph (4.5cm × 3.5cm), signature (black ink on white paper), left thumb impression (black/blue ink), and handwritten declaration in English.

Step 2: Visit Official Website
Go to www.lichousing.com and click on “Careers” → “Job Opportunities”.

Step 3: Apply Online
Find the “Recruitment of Junior Assistants” notification and click on Apply Online.

Step 4: New Registration
Click on “Click here for New Registration” and enter your details. Note down your Registration Number & Password.

Step 5: Fill Application Form
Enter personal, educational details, and exam preferences carefully.

Step 6: Upload Documents
Upload photograph, signature, thumb impression, and handwritten declaration.

Step 7: Preview & Verify
Check all details using the Preview option before final submission.

Step 8: Complete Registration
Submit the form after verification.

Step 9: Pay Application Fee
Pay ₹800 + GST through online mode.

Step 10: Download Confirmation
Save and print the application form and payment receipt.


Important Links

Apply Online LinkRegistration  |  Login
Download Official NotificationClick Here
LIC Official WebsiteClick Here

LIC HFL Junior Assistant Recruitment 2026 FAQs

Q1. What is the last date to apply for LIC HFL Junior Assistant Recruitment 2026?
⇒ The last date for online registration and fee payment is 30 April 2026.

Q2. What is the total number of vacancies?
⇒ There are 180 vacancies across 22 states and multiple cities in India.

Q3. Is there negative marking in the online examination?
⇒ Yes. 0.25 marks are deducted for every wrong answer. No penalty is applied for unattempted questions.

Q4. Can I apply for more than one city?
⇒ No. Candidates are allowed to apply for only one Vacancy City.

Q5. Can candidates who completed their degree through distance learning apply?
⇒ No. Courses completed through correspondence, distance, or part-time modes are not eligible.

Q6. What is the minimum percentage required in graduation?
⇒ Candidates must have a minimum aggregate of 55% marks in graduation. A score of 54.99% is not considered eligible.

Q7. Can I choose a different state for the exam than my vacancy state?
⇒ Yes. The Examination State (where you appear for the written test) can be different from the Vacancy State. However, the Interview State will be the same as the Vacancy State.

Q8. Is there any provision for scribes for visually impaired candidates?
⇒ Yes. Visually impaired candidates (40% or more disability) and those with locomotor disabilities can use their own scribe (arranged at their own cost). They also get compensatory time of 20 minutes per hour of examination.

Q9. What is the probation period for selected candidates?
⇒ The probation period is 6 months from the date of joining, extendable as per company rules.

Q10. What happens if I appear for the exam more than once?
⇒ Multiple appearances in the online examination will result in cancellation of candidature.


LIC HFL Junior Assistant Recruitment 2026 – Conclusion

The LIC HFL Junior Assistant Recruitment 2026 is a golden opportunity for graduates seeking a stable career in the housing finance sector with a reputed government-backed organization. With 180 vacancies across India, competitive salary packages ranging from ₹4.64 lakh to ₹4.98 lakh per annum (CTC), and annual performance-based increments, this role offers excellent long-term career prospects.Eligible candidates should not miss this opportunity and must apply online at www.lichousing.com before 30 April 2026.

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