SBI SCO Trade Finance Officer Recruitment 2026-27 Apply Online for 100 MMGS-II Posts

Published: 10:12 am | 14 May 2026

State Bank of India (SBI), India’s largest public sector bank and a globally recognized financial institution, has officially released its Specialist Cadre Officer (SCO) Recruitment Notification 2026-27 for the post of Trade Finance Officer (MMGS-II).

This is a prestigious opportunity for banking professionals with hands-on experience in trade finance to join SBI at the Middle Management Grade Scale-II level. A total of 100 vacancies (including 12 backlog vacancies) are available at Hyderabad and Kolkata processing centres. Online applications open on 13 May 2026 and close on 02 June 2026. Read this article carefully to understand everything about eligibility, vacancies, salary, job profile, and how to apply.

State Bank of India (SBI)

SBI SCO Trade Finance Officer (MMGS-II) Recruitment 2026-27 — Apply Online for 100 Posts

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Important Dates

⇒ Application Start Date: 13 May 2026
⇒ Last Date to Apply & Pay Fee: 02 June 2026
⇒ Eligibility Cut-Off Date: 30 April 2026
⇒ Age Cut-Off Date: 30 April 2026
⇒ Call Letter for Interview: Sent by Email / Uploaded on SBI Website (No Hard Copy)
⇒ Advertisement No.: CRPD/SCO/2026-27/05
⇒ Note: Candidates are advised to regularly check the official SBI website https://sbi.bank.in/web/careers/current-openings for all updates and corrigendum.

Application Fee

⇒ General / OBC / EWS Candidates: ₹750/- (Non-Refundable)
⇒ SC / ST / PwBD Candidates: NIL (No Fee)
⇒ Payment Mode: Online — Debit Card / Credit Card / Internet Banking
⇒ Transaction Charges: To be borne by the candidate
⇒ Note: Application fee once paid will NOT be refunded under any circumstances and cannot be adjusted for any other exam or selection.

Age Limit (As on 30 April 2026)

⇒ Minimum Age: 23 years
⇒ Maximum Age (Unreserved): 32 years
⇒ OBC (Non-Creamy Layer): +3 years relaxation (Max 35 years)
⇒ SC / ST: +5 years relaxation (Max 37 years)
⇒ PwBD (UR / EWS): +10 years relaxation
⇒ PwBD (OBC): +13 years relaxation
⇒ PwBD (SC / ST): +15 years relaxation
⇒ Note: Cumulative age relaxation is NOT permitted. Age relaxation certificates must be submitted at interview stage.

Total Posts & Selection Process

⇒ Post Name: Trade Finance Officer (MMGS-II)
⇒ Total Vacancies: 100 Posts (88 Regular + 12 Backlog)
⇒ Grade / Scale: Middle Management Grade Scale – II
⇒ Suggested Posting: Hyderabad & Kolkata
⇒ Selection Process:

Shortlisting (based on qualification & experience)
Personal Interview (100 marks)
Medical Examination & Document Verification

Total Vacancies — Category-wise Breakdown

A total of 100 vacancies have been announced for Trade Finance Officer (MMGS-II) including 12 backlog vacancies. The complete category-wise breakup is as follows:

Vacancy Type	SC	ST	OBC	EWS	UR	Total
Regular	14	6	22	8	38	88
Backlog	—	12	—	—	—	12
Total	14	18	22	8	38	100

PwBD (Horizontal) Vacancy Breakup

Vacancy Type	VI (Visually Impaired)	HI (Hearing Impaired)	LD (Locomotor Disability)	d&e (Multiple/Other)	Total PwBD
Regular	1	1	1	1	4
Backlog	2	3	2	2	9
Total	3	4	3	3	13

Note: PwBD reservation is horizontal and is included within the overall category-wise vacancies. The number of vacancies is provisional and may vary as per the Bank’s actual requirement. EWS vacancies are tentative and subject to Government of India directives and any litigation outcomes.

Eligibility Criteria — SBI Trade Finance Officer 2026

⇒ Nationality: Indian Citizens Only

⇒ Educational Qualification (As on 30.04.2026):

Mandatory: Graduate degree (any discipline) from a Government-recognized University or Institution AND Certification in Forex Operations from IIBF (Certificate must be dated on or before 30.04.2026)
Preferred (Additional): Certificate for Documentary Credit Specialists (CDCS) / Certificate in Trade Finance / Certificate in International Banking (Certificate must be dated on or before 30.04.2026)

⇒ Post-Qualification Work Experience (As on 30.04.2026):

Mandatory: Minimum 2 years of post-graduation experience in Trade Finance processing in a Supervisory or Official role in any Scheduled Commercial Bank
Teaching and Training experience will NOT be counted towards eligibility

⇒ Specific Skills Required:

Outstanding communication, presentation, and processing skills

⇒ Important Notes on Eligibility:

The experience certificate must explicitly state that the candidate held experience in the relevant field of Trade Finance
If the degree/diploma does not mention the field of specialization, a separate certificate from the concerned university/college is mandatory
The post will remain in Specialist Cadre — there is NO provision for conversion to General Cadre

Job Profile & Key Responsibility Areas

Job Profile

Scrutiny of all trade finance documents (Letters of Credit, Collections, Bank Guarantees, etc.) for compliance with Bank/RBI/ICC/FEDAI guidelines
Guiding and supporting junior staff at CPC and front office at branches
Processing of Trade Finance and Forex transactions centrally on behalf of all branches within benchmarked Turnaround Time (TAT)
Reconciliation of Trade Finance and Forex related entries in Bank’s systems (Trade Finance, Forex, CBS, IDPMS/EDPMS)
Any other tasks related to the Bank’s Trade Finance and International Business back-office operations

Key Responsibility Areas (KRAs)

Accurate and efficient processing of all allotted Trade Finance / Forex transactions within benchmarked TAT
Tracking and ensuring periodic activities — maturities, payments, customer follow-up, reconciliation
Timely reconciliation of all related accounts and systems per Bank’s norms
Close coordination with all stakeholders to maintain agreed customer TAT
Strict adherence to all regulatory / Bank / ICC / FEDAI guidelines
Participation in RCSA, BCOR, process review and training activities
Timely submission and compliance of all Audit Reports
Any other activity directed by Team Leaders and Department/Branch Heads

Note: Job profile and KRAs listed above are illustrative. Additional roles/responsibilities may be assigned by the Bank from time to time.

Salary / Pay Scale & Benefits

Grade / Scale	Probation Period	Pay Scale	Allowances & Benefits
Middle Management Grade Scale – II (MMGS-II)	6 Months	₹64,820 – 2,340/1 – ₹67,160 – 2,680/10 – ₹93,960	DA, HRA, CCA, Provident Fund, NPS (Contributory Pension Fund), Leave Fare Concession (LFC), Medical Facility, and other perquisites as per Bank rules

Note: The selected candidates will be posted at Hyderabad or Kolkata as per Bank’s discretion. The position is in Specialist Cadre only — no conversion to General Cadre is permitted. Requests for transfer/posting to any location other than Hyderabad/Kolkata will not be entertained.

Selection Process — Detailed Overview

Stage 1: Shortlisting

Merely fulfilling minimum qualification and experience does not guarantee a call for interview.
The Bank’s shortlisting committee will decide parameters and shortlist an adequate number of candidates.
Shortlisting will be done based on academic qualifications, certifications, experience, and suitability.
The Bank’s decision on shortlisting is final and no correspondence will be entertained.

Stage 2: Interview

Interview carries 100 marks.
The qualifying marks will be decided by the Bank.
Interview venue/centre will be decided by the Bank — candidates must attend as instructed.
Call letters will be sent by email only — no hard copy will be dispatched.

Stage 3: Merit List & Final Selection

The merit list will be prepared in descending order of interview scores.
In case of a tie at cut-off marks, candidates will be ranked by age in descending order.
Final appointment is subject to medical fitness, background verification, and document verification.

Travel Reimbursement for Interview

Outstation candidates called for interview will be reimbursed economy class airfare for the shortest route, up to a maximum of ₹10,000/- (to-and-fro), or actual cost, whichever is lower.
Original/copy of flight tickets, invoice, and boarding pass must be submitted.
Local transportation (taxi, cab, personal car) will NOT be reimbursed.
Candidates found ineligible at interview stage will not be permitted to appear and will not receive any reimbursement.

Documents to Upload (Specifications)

Document	Format	Size	Dimensions
Recent Passport-size Photograph	JPG / JPEG	20 KB – 50 KB	200 × 230 pixels (preferred)
Signature (Black ink on white paper)	JPG / JPEG	10 KB – 20 KB	140 × 60 pixels (preferred)
All other documents (Resume, ID Proof, Certificates, etc.)	PDF only	Max 500 KB each	A4 page size

Complete List of Documents to Upload

Recent Photograph & Signature (JPEG)
Detailed Resume / Biodata (PDF)
ID Proof — PAN Card, Aadhaar, Passport, Voter ID, etc. (PDF)
Proof of Date of Birth — Matriculation/Birth Certificate (PDF)
Caste Certificate (if applicable) — SC/ST/OBC/EWS (PDF)
PwBD Disability Certificate (if applicable) (PDF)
Mandatory Educational Certificate — Graduation Degree (PDF)
Mandatory IIBF Certification in Forex Operations (PDF)
Experience Certificates — clearly mentioning Trade Finance role (PDF)
Preferred Certification — CDCS / Certificate in Trade Finance / International Banking (if any) (PDF)
Biodata Form — duly filled, signed & scanned (available on SBI career page against Adv. No. CRPD/SCO/2026-27/05) (PDF)
Form-16 / Offer Letter / Latest Salary Slip from current employer (PDF)
No Objection Certificate (NOC) from present employer — mandatory if currently working in Govt./PSU/PSB (PDF)
Mandatory Undertaking (format available on SBI career page against Adv. No. CRPD/SCO/2026-27/05) (PDF)

How to Apply — Step-by-Step Guide

Step 1: Check Eligibility
Before starting the application, carefully verify that you meet all eligibility conditions — age, educational qualification (Graduation + IIBF Forex Certification), and minimum 2 years of Trade Finance experience in a Scheduled Commercial Bank — as on 30.04.2026.

Step 2: Prepare & Scan Documents
Scan your recent passport-size photograph (JPG, 20–50 KB, 200×230 pixels), signature in black ink on white paper (JPG, 10–20 KB, 140×60 pixels), and all required documents in PDF format (max 500 KB each). Signature in CAPITAL LETTERS will not be accepted.

Step 3: Visit Official SBI Career Portal
Go to https://sbi.bank.in/web/careers/current-openings, scroll down and click on Advertisement No. CRPD/SCO/2026-27/05. Download and read the full official notification carefully before applying.

Step 4: Register Online
Click on Apply Online. Register yourself on the portal by providing your basic details. A provisional Registration Number and Password will be generated — note these down carefully. You can save and re-open the application up to 3 times using this number and password.

Step 5: Fill Application Form
Fill in all personal, educational, experience, and other details carefully. Ensure all information is accurate — no modifications are allowed after the final submission deadline.

Step 6: Upload All Required Documents
Upload your photograph, signature, and all required documents as per the specifications mentioned above. Click Preview to confirm each document is correctly uploaded before final submission.

Step 7: Pay Application Fee
General/OBC/EWS candidates must pay ₹750/- through the online payment gateway (Debit Card / Credit Card / Internet Banking). SC/ST/PwBD candidates are exempt from fee payment. After payment, download and print the e-receipt.

Step 8: Submit & Print Application
After final submission, take a printout of the system-generated application form. Keep it along with all supporting documents safely for future reference — they will be required at the time of interview/document verification.

Step 9: Stay Active & Keep Checking
Keep your registered Email ID and Mobile Number active till the declaration of final results. All updates, corrigendum, results, and call letters will be published on SBI’s official website only — no separate intimation will be issued.

Important Links

Apply Online	Click Here
Download Official Notification	Click Here
SBI Official Career Portal	Click Here
Post Your Query to SBI	Click Here
Download Undertaking & Biodata Form	Click Here

SBI Trade Finance Officer Recruitment 2026 — FAQs

Q1. What is the last date to apply for SBI SCO Trade Finance Officer 2026?
⇒ The last date for online registration and fee payment is 02 June 2026.

Q2. What is the total number of vacancies?
⇒ A total of 100 posts — 88 Regular and 12 Backlog (ST category) — for Trade Finance Officer (MMGS-II).

Q3. What is the application fee for SBI SCO 2026?
⇒ ₹750/- for General/OBC/EWS candidates. No fee for SC/ST/PwBD candidates. The fee is non-refundable.

Q4. Is IIBF Forex Operations Certification mandatory?
⇒ Yes. Certification in Forex Operations from IIBF is mandatory. The certificate must be dated on or before 30.04.2026. Without this, your application will not be considered.

Q5. Will teaching/training experience count towards eligibility?
⇒ No. Teaching and training experience will NOT be counted for eligibility purposes.

Q6. Where will selected candidates be posted?
⇒ The suggested place of posting is Hyderabad and Kolkata (Trade Finance Processing Centres). However, the Bank reserves the right to post candidates anywhere in India. Requests for transfer to other locations will not be entertained.

Q7. Can this Specialist Cadre post be converted to General Cadre later?
⇒ No. The Trade Finance Officer (MMGS-II) position will remain in Specialist Cadre only. There is no provision for conversion to General Cadre.

Q8. What is the selection process for this recruitment?
⇒ Selection is through Shortlisting + Personal Interview (100 marks). There is no written exam. The merit list is prepared solely on the basis of interview scores.

Q9. Is a No Objection Certificate (NOC) required from the current employer?
⇒ Yes. Candidates currently employed in Government / Quasi-Government offices, PSUs, nationalized banks, or financial institutions must submit a valid NOC from their current employer at the time of interview. Failure to produce NOC will result in cancellation of candidature.

Q10. What happens if a candidate has a poor CIBIL score or loan default?
⇒ Candidates who have defaulted on repayment with any Bank/NBFC/Financial Institution (including credit card dues) and have not fully cleared the outstanding before the date of offer of appointment will not be eligible for appointment. Candidates with adverse CIBIL reports must either update their CIBIL status or produce a No Dues Certificate from the lender before the date of joining.

Q11. Can OBC candidates in the Creamy Layer apply under OBC category?
⇒ No. OBC candidates falling in the Creamy Layer are not eligible for OBC reservation or age relaxation. They must apply under the Unreserved (UR) category. A Non-Creamy Layer declaration must be submitted by OBC applicants. The OBC certificate with NCL clause must be issued between 01.04.2026 and the date of interview.

SBI SCO Trade Finance Officer Recruitment 2026 — Conclusion

The SBI Specialist Cadre Officer (Trade Finance Officer) Recruitment 2026-27 is a rare and prestigious opportunity for experienced banking professionals to join India’s largest bank at the Middle Management Grade Scale-II (MMGS-II) level. With 100 vacancies at Hyderabad and Kolkata trade finance processing centres, a competitive pay scale of ₹64,820 – ₹93,960 with full DA, HRA, CCA, and NPS benefits, this role offers outstanding career stability and growth in the international banking domain.Eligible candidates with the required Trade Finance experience and IIBF Forex certification must not miss this opportunity and should apply online at https://sbi.bank.in/web/careers/current-openings before 02 June 2026.

Disclaimer: This article is prepared for informational purposes only, based on the official SBI advertisement (CRPD/SCO/2026-27/05) dated 13.05.2026. Candidates are strongly advised to read the official notification in full and visit https://sbi.bank.in/web/careers/current-openings for the most accurate and updated information before applying. SBI does not endorse any external coaching platform or consultancy claiming to offer guaranteed selection. The website owner is not responsible for any discrepancy between this article and the official notification.